Troubleshooting Payment Issues

If you're experiencing issues with payments or billing, this guide will help you identify and resolve common problems. Follow the troubleshooting steps below to get your subscription back on track.

Common Payment Issues

Payment Method Declined

This occurs when your bank or card issuer refuses to authorize the payment.

Possible Causes:

  • Insufficient funds in your account
  • Card expired or approaching expiration date
  • Incorrect card information (number, expiration date, CVV)
  • Bank security measures blocking the transaction
  • International transaction restrictions

Solutions:

  1. Verify your card has sufficient funds
  2. Check that your card details are entered correctly
  3. Contact your bank to authorize the transaction
  4. Try a different payment method
  5. Update your card information in your account settings

Subscription Payment Failed

This happens when an automatic renewal payment fails to process.

Possible Causes:

  • Expired credit card
  • Card replaced or canceled
  • Payment method removed from your account
  • Bank declined the recurring payment

Solutions:

  1. Update your payment method in your account settings
  2. Add a backup payment method
  3. Contact your bank to authorize recurring payments
  4. Check your email for payment failure notifications and follow the instructions

Incorrect Billing Amount

When you're charged an amount different from what you expected.

Possible Causes:

  • Plan changes or upgrades
  • Prorated charges for mid-cycle changes
  • Additional services or add-ons
  • Taxes or currency conversion fees

Solutions:

  1. Review your invoice for a detailed breakdown of charges
  2. Check your subscription plan and any recent changes
  3. Contact our support team with your invoice number for clarification

Step-by-Step Troubleshooting Guide

  1. 1

    Check your payment method details

    Verify that your card information is correct and up-to-date:

    • Go to Account Settings → Billing → Payment Methods
    • Check that your card number, expiration date, and billing address are correct
    • Update any outdated information
  2. 2

    Verify your billing address

    Ensure your billing address matches what your bank has on file:

    • Go to Account Settings → Billing → Billing Address
    • Make sure the address matches your card's billing address
    • Check for typos or formatting issues
  3. 3

    Try a different payment method

    Add an alternative payment method to your account:

    • Go to Account Settings → Billing → Payment Methods
    • Click "Add Payment Method"
    • Enter details for a different card
    • Set it as the default payment method
  4. 4

    Contact your bank

    If your payment is still being declined:

    • Call your bank's customer service number (usually on the back of your card)
    • Inform them you're trying to make a legitimate purchase
    • Ask them to authorize transactions from "CYBERWHITE Maturity App"
    • Check if there are any holds or restrictions on your account
  5. 5

    Check for payment retry emails

    When a payment fails, we send notification emails with instructions:

    • Check your inbox and spam folder for emails from CYBERWHITE
    • Follow the payment retry link in the email
    • Update your payment information as prompted

Understanding Payment Statuses

Payment Successful

Your payment was processed successfully. Your subscription is active and you have full access to all features.

Payment Pending

Your payment is being processed. This typically resolves within 24 hours. Your access continues during this time.

Payment Failed

Your payment was declined. We'll automatically retry the payment, but you should update your payment method to avoid service interruption.

Payment Method Required

No valid payment method is on file. Add a payment method to your account to continue your subscription.

Frequently Asked Questions

What happens if my payment fails?

If your payment fails, we'll automatically attempt to charge your card again over the next few days. You'll receive email notifications about the failed payment. Your subscription remains active during this grace period, typically 3-7 days. If we're unable to process payment after multiple attempts, your subscription may be paused until payment is resolved.

How do I update my payment method?

To update your payment method, go to Account Settings → Billing → Payment Methods. Click "Add Payment Method" to enter new card details, or select an existing card and click "Edit" to update its information. You can set any card as your default payment method.

Why was I charged twice?

Double charges are rare but can happen if you submit a payment twice or if there was a temporary authorization hold that appears as a duplicate charge. Authorization holds typically disappear after 3-5 business days. If you see two completed charges (not pending), please contact our support team with your invoice numbers.

Can I get a refund for a failed payment that went through later?

If you updated your payment method after a failed payment, but the original payment eventually processed (resulting in a double payment), contact our support team. We'll verify the duplicate payment and process a refund for the extra charge.

Still having issues?

If you've tried these troubleshooting steps and are still experiencing payment issues, please contact our support team. Include your account email, invoice number (if available), and a description of the problem.

Need immediate assistance?

Our support team is ready to help with any payment issues.